videopokerpaytables| A major state-owned bank announced that it would terminate the business!
Following the adjustment or removal of intelligent notice deposit products by some joint-stock banks, city commercial banks, agricultural commercial banks and village banksVideopokerpaytablesRecently, the Bank of Communications has also joined the team of smart notice deposits "off the shelves".
On May 10, BoCom announced that it would terminate its Shuangli deposit (ordinary version / super-enjoy version) business on May 15, 2024. From the date of execution of the announcement, the customer and the Bank of Communications signedVideopokerpaytablesThe double interest deposit business agreement is automatically terminated. BoCom also said that after the termination of the agreement, the bank will no longer provide customers with services such as opening double-interest deposit sub-accounts and depositing funds.
According to the business agreement issued by BoCom, Shuangli deposit business means that after the customer signs a contract with BoCom, the BoCom system automatically opens a notification deposit sub-account according to the contents of the agreement determined at the time of signing, and transfers the debit card current settlement account funds to the notice deposit, the deposit period expires and is transferred back in accordance with the rules stipulated in the agreement. In addition, the funds in the current settlement account and the notice deposit sub-account under the card shall be calculated according to the interest of the demand deposit and the notice deposit respectively, and the business of linkage expenditure shall be stipulated in accordance with the relevant agreements. In addition, according to BoCom's previous introduction, the product can be transferred automatically and does not require frequent operation by depositors. From this point of view, the bank's Shuangli deposit product is essentially an intelligent notice deposit product.
In fact, as early as May 2023, the relevant regulatory authorities issued a notice to adjust the self-regulatory limits of interest rates on banks' agreed deposits and notice deposits, while requiring the suspension of notice deposits that do not require customer operation and intelligent automatic roll-over, and the stock will naturally expire. Since then, the curtain of adjustment has been lifted, and a number of large state-owned banks, joint-stock banks, urban commercial banks, agricultural commercial banks, and rural banks have followed up one after another, intelligently notifying deposits related business to handle "shutdown." In May this year, the transition period for the implementation of the above regulatory policy is coming to an end, and the exit of smart notice deposit products is accelerated.
Stock smart notice deposits, there are also large banks have made it clear that they will stop the follow-up service. For example, the Bank of China recently announced that all products of its intelligent notice deposit product, "Bank of China Zhihui deposit", will expire on May 15 this year, and has stopped signing new contracts for BOC Zhihui deposit products since May 15 last year. On May 10, the Shenzhen Branch of the Bank of China issued a notice showing that according to the relevant policy changes and relevant agreements and customer instructions, the branch will stop the follow-up services of personal intelligent notice deposits and automatic / agreed rollover of notice deposits from May 15.
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